--- title: Get Your Finance Approval Guide description: Get Your Finance Approval Guide --- [Skip to content](https://moneyplex.au/get-your-finance-approval-guide-1#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au?hsLang=en-au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) ![Guide-Cover (1)](https://moneyplex.au/hubfs/Guide-Cover%20(1).png "Guide-Cover (1)") #### Discover How Self-Employed Individuals Can Get Access To More Competitive Loan Offers, From More Banks Download Now Scroll down to learn more The PDF is delivered to your email address # As a self-employed individual, it can often feel like the financial “system” is engineered to work against you. **Perhaps you have these questions:** - *“Why do employed, PAYG earners get better loan offers than I do?”* - *“Why do lots of lenders seem to prefer those who earn a ‘wage’?”* - *“How can I get access to more competitive rates and loan conditions?”* **If any of these questions ring true to you, this instantly downloadable guide will help. Inside you’ll discover critical information that could affect your interest rate, borrowing capacity, and even your chances for approval including:** - Seven strategies you can implement as a self-employed individual that may increase your borrowing capacity and maximise your chances for loan approval - Three rarely-used loan types that many smart entrepreneurs use to unlock more suitable lending conditions - Some unusual reasons why you may struggle to secure competitive finance offers as a self-employed individual - And the exact steps to take to secure low-interest, flexible finance for property, investing, and business ![Guide-A](https://moneyplex.au/hubfs/Guide-A.png "Guide-A") ![Guide-B](https://moneyplex.au/hubfs/Guide-B.png "Guide-B") People Are Talking About *MoneyPlex* The MoneyPlex team are extremely experienced in helping homeowners, investors, and business owners secure their property and asset finance. Here’s what some of our recent borrowers say about their experience with MoneyPlex ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I have no hesitation in recommending Moneyplex for anyone needing a brokerage service". Simon M Wollongong, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I would absolutely recommend MoneyPlex for your mortgage needs and will certainly be using them again.". Craig M Point Cook, Victoria ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "All in all a professional and personal service that removed stress and ensured we got the best possible outcome.". James S Woonona, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "Peter and Glenn, from Moneyplex, go the extra mile to ensure a terrific result, particularly in difficult loan situations.  I can highly recommend them to anyone seeking property or development finance." Alastair B Sydney, New South Wales Book An Appointment # About MoneyPlex **The MoneyPlex team has more than 30 years’ collective experience helping self-employed individuals, business owners, contractors, and start-ups secure low-interest, flexible finance for property, investing, and business. ** Here’s how our unique service helps self-employed borrowers unlock more finance offers from more banks: - When you apply for finance through MoneyPlex, our brokers will ensure your proposed lenders understand the relevant circumstances and are given context to your proposed loan. We will provide you with a range of loan options, based on availability, and make a recommendation for you to apply. - Our thorough pre-submission reviews lessen the chance of rejection after an application is submitted, avoiding unnecessary notations to your credit file and subsequent effects on your credit score. - MoneyPlex’s specialist brokers take their obligations, as a trusted advisor to you, seriously. We endeavour to ensure that any loan is within your capacity to service, without undue hardship. ![1A](https://moneyplex.au/hubfs/1A.jpg "1A") ![1B](https://moneyplex.au/hubfs/1B.jpg "1B") ## Download Your Copy Of Our Finance Approval Guide Get started The PDF is delivered to your email address ![Guide-Cover (1)](https://moneyplex.au/hubfs/Guide-Cover%20(1).png "Guide-Cover (1)") [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au?hsLang=en-au) Call:1300 648 147 - [Home](https://moneyplex.au?hsLang=en-au) - [About MoneyPlex](https://moneyplex.au/about?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. Copyright 2025.  All Rights Reserved.   |   [Privacy Policy](https://moneyplex.au/wp-content/uploads/2022/07/moneyplex-privacy-policy.pdf?hsLang=en-au)