--- title: MoneyPlex description: MoneyPlex helps self-employed individuals, business owners, contractors, and start-ups secure low-interest, flexible finance for property, investing, and business. --- [Skip to content](https://moneyplex.au#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) ### The Specialist Mortgage & Finance Broker # For Business Owners And Self-Employed Borrowers The MoneyPlex team has more than 30 years’ collective experience helping self-employed individuals, business owners, contractors, and start-ups **secure low-interest, flexible finance for property, investing, and business** Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment ![feature-icon1-1](https://moneyplex.au/hs-fs/hubfs/feature-icon1-1.png?width=73&height=73&name=feature-icon1-1.png) #### Take Advantage Of Our Knowledge Of Bank Policy We have detailed knowledge of bank policy for self-employed borrowers. We’ll use this to improve your application. ![feature-icon2-1](https://moneyplex.au/hs-fs/hubfs/feature-icon2-1.png?width=73&height=73&name=feature-icon2-1.png) #### Structure Your Loans For Maximum Control We’ll help you structure your loans for maximium flexibility and control, so you don’t have to provide more security than you need to.. ![feature-icon3](https://moneyplex.au/hs-fs/hubfs/feature-icon3.png?width=73&height=73&name=feature-icon3.png) #### Maintain Your Focus On Future Wealth Opportunitues We recommend a strategic approach to enable future investment opportunity inside or outside your business. ![feature-icon4-1](https://moneyplex.au/hs-fs/hubfs/feature-icon4-1.png?width=73&height=73&name=feature-icon4-1.png) #### Streamlined, Efficient Application Process We’ll only request the docs and supporting evidence we actually need – not the contents of your whole hard drive “just in case”. # Who We Help ![Families](https://moneyplex.au/hs-fs/hubfs/Families.jpg?width=330&height=140&name=Families.jpg) ## Self-Employed Individuals With Families  Our specialist home loan brokers can assist you with the loan you need for your unique circumstances, whether you are buying your next home, an investment home, or if bridging or construction loans are required         [Learn More](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) ![Professionals](https://moneyplex.au/hs-fs/hubfs/Professionals.jpg?width=330&height=140&name=Professionals.jpg) ## Self-Employed Professionals & Tradespeople Do you want to avoid expensive borrowing mistakes and find a great home, car, or business loan with flexible features to suit your situation? [Learn More](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) ![BusinessOwner](https://moneyplex.au/hs-fs/hubfs/BusinessOwner.jpg?width=330&height=140&name=BusinessOwner.jpg) ## Small Business Owners Do you want more finance options for your unconventional or individual circumstances, including self-employment?   [Learn More](https://moneyplex.au/small-business-owners?hsLang=en-au) ![InvestProp](https://moneyplex.au/hs-fs/hubfs/Imported_Blog_Media/InvestProp.jpg?width=330&height=140&name=InvestProp.jpg) ## Property Investors & Developers Do you need optimised finance and loan structures that grow your portfolio (even if your cash flow is inconsistent)? [Learn More](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) ![REfi](https://moneyplex.au/hs-fs/hubfs/REfi.jpg?width=330&height=140&name=REfi.jpg) ## Refinancers & Consolidaters Are you looking for a more ideal interest rate, or do you need to consolidate debt, save interest, and free up cash to take the pressure off your business and lifestyle? [Learn More](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) ![FirstHomeBuyer](https://moneyplex.au/hs-fs/hubfs/FirstHomeBuyer.png?width=330&height=140&name=FirstHomeBuyer.png) ## Self-Employed First Home Buyers We can help you navigate the First Home Owners Grant application and First Home Owner Guarantee Scheme, and keep you informed of assistance to help “break into” the property market **even if your financials are fluctuating** [Learn More](https://moneyplex.au/first-home-buyers?hsLang=en-au) ![2Ab](https://moneyplex.au/hubfs/2Ab.jpg "2Ab") ![2Bb](https://moneyplex.au/hubfs/2Bb.jpg "2Bb") # How We Help Self-Employed Borrowers Improve Their Lending With Less Fuss As experienced Mortgage Brokers for many years, our team (which includes Specialist Brokers, Accountants, Bookkeepers and Analysts), has helped hundreds of business owners and self-employed entrepreneurs with their Home Loans and Business Finance. ### We’ve Got Detailed Knowledge Of Bank Policy For Self-Employed Borrowers Unlike most banks that merely provide off-the-shelf loans to customers who meet their specific criteria, we have a detailed understanding of bank policy for self-employed borrowers. This means we’ll only apply for a loan we’re confident you’ll be approved for. ### We Understand The Needs And Nuances Of Your Business Life We know that you’re probably looking for smart asset protection and separation of securities, and a strategic approach to enable future investment opportunities inside or outside your business(es). You’d prefer not to cross-collateralise and need a lending strategy that gives a “buffer” in case your business conditions change. Then, when we secure you a great loan, with the features you require, we **review your whole situation at least yearly,or more often if your loan circumstances change**, to make sure you’ve always got a loan that suits your circumstances. Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment People Are Talking About *MoneyPlex* The MoneyPlex team is particularly experienced in helping self-employed entrepreneurs and business owners secure the right property and asset finance. Here’s what some of our recent borrowers say about their experience with MoneyPlex: ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I have no hesitation in recommending Moneyplex for anyone needing a brokerage service". Simon M Wollongong, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "Peter and Glenn, from Moneyplex, go the extra mile to ensure a terrific result, particularly in difficult loan situations.  I can highly recommend them to anyone seeking property or development finance.". Alastair B Sydney, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I would absolutely recommend MoneyPlex for your mortgage needs and will certainly be using them again.". Craig M Point Cook, Victoria ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "All in all a professional and personal service that removed stress and ensured we got the best possible outcome.". James S Woonona, New South Wales 6 Reasons Why Borrowers Choose *MoneyPlex* Instead Of Their Bank (Or Other Brokers) Finding the right loan can save you thousands\* in interest  and accelerate your journey towards home ownership, business success, and financial freedom. However, the wrong loan can lock you into needlessly overpaying for years. Here are just some of the things we do differently to banks and brokers to help you get the right loan for your circumstances: ![icon](https://moneyplex.au/hs-fs/hubfs/icon.png?width=70&height=98&name=icon.png) ### We understand bank policy for self-employed borrowers This allows us to choose the right lender(s) for your specific situation and needs, and put forward an application with a higher degree of confidence. We have a comprehensive understanding of additional policies, discounts and/or benefits for specific industries. ![icon2](https://moneyplex.au/hs-fs/hubfs/icon2.png?width=71&height=82&name=icon2.png) ### We understand loan structuring to avoid cross-securitisation We’ll avoid restrictive cross-securitisation where possible. And depending on your unique circumstances, you may benefit from offset accounts and other strategies that help you manage cash flow amongst your entities. ![icon3](https://moneyplex.au/hs-fs/hubfs/icon3.png?width=79&height=82&name=icon3.png) ### We consider your future business opportunities We’ll recommend a strategic approach to enable future investment opportunity(ies) inside or outside your business. This high-level, future-conscious approach helps you grow faster and with less restriction. ![icon4](https://moneyplex.au/hs-fs/hubfs/icon4.png?width=70&height=75&name=icon4.png) ### We structure for flexibility and control We’ll help you structure your loans for maximium flexibility and control, so you don’t have to provide more security than you need to. Say “hello” to more control over your assets. ![icon5](https://moneyplex.au/hs-fs/hubfs/icon5.png?width=70&height=85&name=icon5.png) ### Our processes won’t make you jump through hoops We’ll only request the docs and supporting evidence we actually need – not the contents of your whole hard drive “just in case”. ![icon6](https://moneyplex.au/hs-fs/hubfs/icon6.png?width=73&height=84&name=icon6.png) ### Technology streamlines your journey with us We use a secure document collection portal and other tech to save time and hassle when providing the docs we need. # How It All Works ## Step 1 Lending Strategy Session to get to know you and your needs (and you get to know us) ## Step 2 We research your loan options from our wide network of Banks, Non-Bank Traditional Home Loan lenders and private lenders ## Step 3 We present you with a considered shortlist of potential loans with our professional recommendation. Then, when you select the desired loan option, we do all the legwork for you. ## Step 4 We carry out a thorough Optimisation Review every year to make sure you’ve always got a great deal for your circumstances. Book An Appointment Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au) Call:1300 648 147 - [Home](https://moneyplex.au) - [About MoneyPlex](https://moneyplex.au/about?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. 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