Mortgages

The Quickest, Easiest Way To Get The Right Mortgage When You’re Self-Employed

We specialise in helping self-employed contractors, start-ups, and business owners get the right low-interest, flexible mortgage so you can accelerate your journey towards home ownership, business success, and financial freedom

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Lending Strategy Session

Why A Mortgage Can Be Tricky To Get When You’re Self-Employed

A mortgage is simply an agreement with a lender that enables you to borrow money in order to buy a house. Almost every homeowner has one. And it should be easy and straightforward to arrange. Especially when you’re self-employed. After all, you’re the engine room of our country, contributing more than 4.7 million jobs and $418 billion in revenue to our economy each year.

But sadly, self-employed contractors, entrepreneurs, and business owners are too often discriminated against because you “don’t fit the standard lending criteria” for many banks.

• Like many self-employed professionals, perhaps you earn well but because you don’t pay yourself a regular wage you’re considered a risk compared to people on a weekly salary.
• Maybe your cash flow is seasonal (or variable), with most of your money coming in large payments followed by months of little revenue (something many lenders don’t like).
• Or perhaps you’re just getting started and don’t yet have a track record of figures to reflect your hard work and success.

How We Help You Get The Right Mortgage

Getting a mortgage approved when you’re self-employed is not always straightforward. That’s why it’s important to have the right experience and contacts.

The team at MoneyPlex has more than 30 years collective experience helping self-employed entrepreneurs get the right mortgage so you can accelerate your journey towards home ownership, business success, and financial freedom.

Our extensive network of lenders specialises in providing low-interest, flexible mortgages to self-employed entrepreneurs.

And we make the whole process quick and easy by helping you with everything including:

1. Loan Application: Submitting incomplete or incorrect paperwork may jeopardise your loan application. We’ll provide you with appropriate guidance so you can have everything ready to maximise your borrowing capacity and loan approval.
2. Loan Structure: The type of loan and way you utilise the features has as much (perhaps more) significance than the interest rate. Our analysis process takes your whole situation into account to ensure you achieve maximum savings in interest and fees.
3. Loan Optimisation: Don’t let changing circumstances put your home at risk. We’ll help you optimise your mortgage to safeguard your home, your income, and your business if things change in the future.

Some Of The Self-Employed Entrepreneurs We’ve Helped

Over the years we’ve helped hundreds of contractors, freelancers, tradespeople, gig workers, consultants, entrepreneurs, and business owners. Here’s what some of them say about how we’ve helped them with their mortgage:

Let Us Help You Get The Right Mortgage

Mistakes in your mortgage application can lead to rejection, which can negatively affect your credit score. Let us help you find the right low-interest, flexible mortgage so you can accelerate your journey towards home ownership, business success, and financial freedom.

Request Your
Lending Strategy Session