Personal Loans

The Quickest, Easiest Way To Get The Right Personal Loan When You’re Self-Employed

We specialise in helping business owners, self-employed contractors, and start-ups get the right low-interest, flexible personal loans for a vehicle, debt consolidation, renovations, moving costs, weddings, holidays or unexpected expenses.

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Why A Personal Loan Can Be Tricky To Get When You’re Self-Employed

A personal loan is a great option when you need money fast. It can be a lot cheaper than alternatives like “PayDay Loans”, finance apps or credit cards. Most times you don’t need to put any assets on the line as collateral. And with a fixed rate you’ll know exactly what your repayments will be each month.

Personal loans are incredibly popular with more than one in 5 adult Australians having at least one. And they should be easy and straightforward to arrange. Especially when you’re self-employed. After all, you’re the engine room of our country, contributing more than 4.7 million jobs and $418 billion in revenue to our economy each year.

But sadly, self-employed contractors, entrepreneurs, and business owners are too often discriminated against because you “don’t fit the standard lending criteria” for many banks.

• Like many self-employed professionals, perhaps you earn well but because you don’t pay yourself a regular wage you’re considered a risk compared to people on a weekly salary.
• Maybe your cash flow is seasonal (or variable), with most of your money coming in large payments followed by months of little revenue (something many lenders don’t like).
• Or perhaps you’re just getting started and don’t yet have a track record of figures to reflect your hard work and success.

How We Help You Get The Right Personal Finance

Getting a personal loan approved when you’re self-employed is not always straightforward. That’s why it’s important to have the right experience and contacts.

The team at MoneyPlex has more than 30 years collective experience helping self-employed entrepreneurs get the right personal finance for vehicles, debt consolidation, renovations, moving costs, weddings, holidays and unexpected expenses.

Our extensive network of lenders specialises in providing low-interest, flexible personal finance to self-employed entrepreneurs.

And we make the whole process quick and easy by helping you with everything including:

1. Loan Application: Submitting incomplete or incorrect paperwork may jeopardise your loan application. We’ll provide you with appropriate guidance so you can have everything ready to maximise your borrowing capacity and loan approval.
2. Loan Structure: The type of loan and way you utilise the features has as much (perhaps more) significance than the interest rate. Our analysis process takes your whole situation into account to ensure you achieve maximum savings in interest and fees.
3. Loan Optimisation: Don’t let changing circumstances put your home at risk. We’ll help you optimise your personal finance to safeguard your home, your income, and your business if things change in the future.

Some Of The Self-Employed Entrepreneurs We’ve Helped

Over the years we’ve helped hundreds of contractors, freelancers, tradespeople, gig workers, consultants, entrepreneurs, and business owners. Here’s what some of them say about how we’ve helped them with their personal finance:

Let Us Help You Get The Right Personal Finance

Don’t waste time or risk mistakes trying to compare all the confusing personal finance options on the market. Our team has more than 30 years of collective experience helping self-employed businesses get personal loans for vehicles, debt consolidation, renovations, moving costs, weddings, holidays and unexpected expenses.

Let us help you find the right low-interest, flexible personal loan so you can enjoy life without risking your future.

Book An Appointment