--- title: Business And Asset Finance description: Business-And-Asset-Finance --- [Skip to content](https://moneyplex.au/business-and-asset-finance#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au?hsLang=en-au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - 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[Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) # Business & Asset Finance ## The Quickest, Easiest Way To **Get The Right Business And Asset Finance** When You’re Self-Employed We specialise in helping self-employed contractors, start-ups, and business owners get the right **low-interest, flexible business and asset finance** so you can capitalise on business opportunities and accelerate your journey towards success and financial freedom Book An Appointment **Why Business And Asset Finance Can Be Tricky To Get When You’re Self-Employed** Business and asset finance is a great way to get the money you need to capitalise on business opportunities. Perhaps you have the chance to buy extra stock at a heavily discounted price. Maybe you’d like some new equipment or technology so you can save on wages or scale production. Or perhaps you’ve spotted a new product or market opportunity to move your business to the next level. Most businesses have some sort of business or asset loan. And they should be easy and straightforward to arrange. Especially when you’re self-employed. After all, you’re the engine room of our country, contributing more than [4.7 million jobs and $418 billion in revenue](https://www.asbfeo.gov.au/sites/default/files/2021-11/ASBFEO%20Small%20Business%20Counts%20Dec%202020%20v2_0.pdf) to our economy each year. But sadly, self-employed contractors, entrepreneurs, and business owners are too often discriminated against because you “don’t fit the standard lending criteria” for many banks. Like many self-employed professionals, perhaps you earn well but because you don’t pay **yourself a regular wage** you’re considered a risk compared to people on a weekly salary. Maybe your cash flow is seasonal (or variable), with most of your money coming in large payments followed by months of little revenue (something many lenders don’t like). Or perhaps you’re **just getting started** and don’t yet have a track record of figures to reflect your hard work and success. **How We Help You Get The Right Business And Asset Finance** Getting business and asset finance approved when you’re self-employed is not always straightforward. That’s why it’s important to have the right experience and contacts. The team at MoneyPlex has more than 30 years collective experience helping self-employed entrepreneurs get the right business and asset finance for things like equipment and technology, stock, moving locations, or expansion. Our extensive network of lenders specialises in providing low-interest, flexible business and asset finance to self-employed entrepreneurs. And we make the whole process quick and easy by helping you with everything including: 1. **Loan Application:** Submitting incomplete or incorrect paperwork may jeopardise your loan application. We’ll provide you with a comprehensive checklist so you can have everything ready to maximise your borrowing capacity and loan approval. 2. **Loan Structure:** The type of loan and way you utilise the features has as much (perhaps more) significance than the interest rate. Our analysis process takes your whole situation into account to ensure you achieve maximum savings in interest and fees. 3. **Loan Optimisation:** Don’t let changing circumstances put your home at risk. We’ll help you optimise your personal finance to safeguard your home, your income, and your business if things change in the future. ### **Some Of The Self-Employed Entrepreneurs We’ve Helped** Over the years we’ve helped hundreds of contractors, freelancers, tradespeople, gig workers, consultants, entrepreneurs, and business owners. Here’s what some of them say about how we’ve helped them with their business and asset finance: ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) ### "I have no hesitation in recommending" "*I have no hesitation in recommending Moneyplex for anyone needing a brokerage service".* Simon M Wollongong, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) ### "James S" "*All in all a professional and personal service that removed stress and ensured we got the best possible outcome*.*".* James S Wollongong, New South Wales ### **Let Us Help You Get The Right Personal Finance** **Don’t waste time or risk mistakes** trying to compare all the confusing business and asset options on the market. Our team has more than **30 years of collective experience** helping self-employed businesses get business and asset finance for equipment and technology, stock, moving locations, or simple to expand to the next level. Let us help you find **the right low-interest, flexible business and asset finance** so you can get the money you need to capitalise on business opportunities and accelerate your journey towards success and financial freedom. Book An Appointment ## Choose An Option ## To See How We Can Help Our downloadable Guide Shows You: ### How Self-Employed Individuals Can Get More Competitive Loan Offers From More Banks ![widguid (1)](https://moneyplex.au/hubfs/widguid%20(1).png "widguid (1)") Download Now # Request Your Lending Strategy Session This is Your Next Step Towards Getting The Most Ideal Home Loan, Investment Loan, Property Loan, or Equipment Loan ###### We respect your privacy and will never share your infirmation [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au?hsLang=en-au) Call:1300 648 147 - [Home](https://moneyplex.au?hsLang=en-au) - [About MoneyPlex](https://moneyplex.au/about?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. Copyright 2025.  All Rights Reserved.   |   [Privacy Policy](https://moneyplex.au/wp-content/uploads/2022/07/moneyplex-privacy-policy.pdf?hsLang=en-au)