--- title: First Home Buyers description: first-home-buyers --- [Skip to content](https://moneyplex.au/first-home-buyers#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au?hsLang=en-au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - 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[Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new?hsLang=en-au) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) # Here’s Why Self-Employed First Home Buyers Choose MoneyPlex ### Instead Of Their Bank (Or Other Brokers) Moneyplex’s Unique **Mortgage** **Lender Network** And **Borrowing Strategies** Help You Navigate First Home Owners Grants, So You Can Get The Right Loan To ‘Break Into’ The Property Market Sooner, Even If Your Financials Don’t Meet ‘Regular’ Lending Criteria Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment ![feature-icon1](https://moneyplex.au/hs-fs/hubfs/feature-icon1.png?width=73&height=73&name=feature-icon1.png) #### Access To A Large Panel Of Lenders To ensure you get a wide range of options to secure the right loan ![feature-icon2](https://moneyplex.au/hs-fs/hubfs/feature-icon2.png?width=73&height=73&name=feature-icon2.png) #### Finance Options Not Available To Other Brokers Including private lenders who specialise in funding start-ups and self-employed entrepreneurs ![feature-icon3](https://moneyplex.au/hs-fs/hubfs/feature-icon3.png?width=73&height=73&name=feature-icon3.png) #### We Can Often Help If The Bank Said “No” We’re specialists in challenging lending situations including inconsistent cashflow ![feature-icon4](https://moneyplex.au/hs-fs/hubfs/feature-icon4.png?width=73&height=73&name=feature-icon4.png) #### Outstanding Service For Our Clients Is Our Absolute Goal Find out why our clients keep coming back # **Looking For A Better Way To Get Finance So You Can Get Your First Home Sooner?** Like many people who are sick of paying rent and feeling locked out of the market while house prices go up and up, perhaps you’re… ### **Wondering How Much You Can Borrow…** And what types of loans are suitable for people who are self-employed and lack the financial consistency of a regular wage ### **Looking For More Flexible Finance Options…** That allow for the cash flow variables of self-employment, so you can stop wasting money on rent and start building your own wealth sooner ### **Unsure What Government Grants May Be Available…** And would like expert help to get approved for thousands of dollars that help you get into the market (with a better home) sooner ### **Nervous About Being Declined Or Making Costly Mistakes…** And want guidance to maximise your chances of approval (without damaging your credit rating or needlessly overpaying with an inferior loan or finance structure) ### **Looking For Expert Advice…** And hands-on help to get the right finance options, so you can get your own home sooner, save thousands\* in rent, interest and fees, and start building your own financial future Many self-employed first home buyers have similar concerns. That’s why we’ve developed a Lending Strategy Session to **answer your questions** and help you get the most ideal finance. Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment ![1A](https://moneyplex.au/hubfs/1A.jpg "1A") ![1B](https://moneyplex.au/hubfs/1B.jpg "1B") ![2Ab](https://moneyplex.au/hubfs/2Ab.jpg "2Ab") ![2Bb](https://moneyplex.au/hubfs/2Bb.jpg "2Bb") ## How We Help Self-Employed First Home Buyers Get The Right Finance As experienced Mortgage Brokers, Accountants, and Bookkeepers with collective experience of more than 30 years, the team at MoneyPlex has helped hundreds of self-employed first home buyers with their finance. **Unlike banks** that provide generic loans to customers who meet their specific criteria, our network of **traditional and private lenders** customise loans for people with diverse circumstances, **especially self-employed first home buyers.** **And in contrast to brand-name mortgage brokers** who are often restricted to or influenced by brand-approved banks, **our extensive independent network of lenders** gives **you favourable service** no matter your circumstances. Then, when we get you the right most ideal loan, we help you **optimise the structure** for maximum profits and security, and **review your whole situation each year** to make sure you’re always getting great value. What Other Clients Say The MoneyPlex team is particularly experienced in helping self-employed families secure their property and asset finance. Here’s what some of our recent borrowers say about their experience with MoneyPlex: ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I have no hesitation in recommending Moneyplex for anyone needing a brokerage service". Simon M Wollongong, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I would absolutely recommend MoneyPlex for your mortgage needs and will certainly be using them again". Craig M Point Cook, Victoria ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "All in all a professional and personal service that removed stress and ensured we got the best possible outcome". James S Woonona, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "Peter and Glenn, from Moneyplex, go the extra mile to ensure a terrific result, particularly in difficult loan situations.  I can highly recommend them to anyone seeking property or development finance". Alastair B Sydney, New South Wales Book An Appointment # Why Do First Home Buyers Choose MoneyPlex To Get The Right Loans? Finding the right loan can **save you thousands**\* in interest  and accelerate your journey towards home ownership and financial freedom. However, the wrong loan can lock you into needlessly overpaying for years. Here are just some of the things we do differently to banks and brokers to help you get the right loan: ![icon](https://moneyplex.au/hs-fs/hubfs/icon.png?width=70&height=98&name=icon.png) ### Our Unique Network Of Lenders Gives You A Better Result Our vast network of traditional and private lenders specialises in helping professionals and tradespeople whose circumstances are out of the ordinary. ![icon2](https://moneyplex.au/hs-fs/hubfs/icon2.png?width=71&height=82&name=icon2.png) ### Specialised Advice For Busy Professionals & Tradespeople There are no off-the-shelf loan products here. We take time to understand your situation and find the perfect loan for you. ![icon3](https://moneyplex.au/hs-fs/hubfs/icon3.png?width=79&height=82&name=icon3.png) ### Decades Of Experience Our team has more than 30 years of collective experience helping self-employed families secure and optimise their finances. ![icon4](https://moneyplex.au/hs-fs/hubfs/icon4.png?width=70&height=75&name=icon4.png) ### We’re Specialists In Unique Borrowing Situations We have special experience (and success) helping self-employed entrepreneurs whose personal or professional circumstances prevent them from meeting “regular” lending criteria. ![icon5](https://moneyplex.au/hs-fs/hubfs/icon5.png?width=70&height=85&name=icon5.png) ### Our Processes And Support Make It Easy We save you hours of legwork, present you the most ideal option, and carry out a thorough review every year to ensure you’ve always got a great deal. ![icon6](https://moneyplex.au/hs-fs/hubfs/icon6.png?width=73&height=84&name=icon6.png) ### Get Our Best Ideas Customised To Your Situation Whether you’re looking for a new loan, wondering if your current loan is the most ideal, or just planning for the future, get in touch for a Lending Strategy Session where we will share our best ideas customised to your situation. Book a Lending Strategy Session now. # Your Next Step ### To Getting The Most Ideal Loan For Your Business And Family The first no-obligation step in our 4-step process is a Lending Strategy Session. Here’s what you can expect: - You’ll **get a crystal-clear picture**  of how you stand in relation to getting a loan (borrowing capacity, interest rate, fees, and conditions) - You’ll **discover common mistakes** that cost people hours of needless research, thousands in interest and fees, and damage to their credit rating (and how to avoid these costly missteps) - You’ll **identify obstacles** that may hinder you from getting the loan you want (and what you can do to maximise your chances for approval) - You’ll explore ways we can help you get the right loan (no matter your circumstances) Please be assured this will not be a thinly disguised sales presentation. Instead, you will receive **personalised advice relevant to your specific situation.** Naturally, you can try to implement ideas yourself. Or, like our hundreds of happy clients, you can relax and let us do it for you. There’s absolutely nothing to lose. So, we look forward to meeting you for your no-obligation consultation. Book An Appointment Video player - sddefault (1) - Click to play video [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au?hsLang=en-au) Call:1300 648 147 - [Home](https://moneyplex.au?hsLang=en-au) - [About MoneyPlex](https://moneyplex.au/about?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. 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