--- title: Self-Employed Individuals with Families description: Home --- [Skip to content](https://moneyplex.au/self-employed-individuals-with-families-clone-new#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au?hsLang=en-au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - 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[Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1?hsLang=en-au) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople?hsLang=en-au) - [Small Business Owners](https://moneyplex.au/small-business-owners?hsLang=en-au) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers?hsLang=en-au) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators?hsLang=en-au) - [First Home Buyers](https://moneyplex.au/first-home-buyers?hsLang=en-au) - [Medical Professionals](https://moneyplex.au/medical-professionals?hsLang=en-au) - What We Do - [Mortgages](https://moneyplex.au/mortgages?hsLang=en-au) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance?hsLang=en-au) - [Private Lending](https://moneyplex.au/private-lending?hsLang=en-au) - [Personal Loans](https://moneyplex.au/personal-loans?hsLang=en-au) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners?hsLang=en-au) - [About](https://moneyplex.au/about?hsLang=en-au) - [Blog](https://moneyplex.au/moneyplex-blog?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) ## Here’s Why Self-Employed Individuals With Families  Choose MoneyPlex ### Instead Of Their Bank (Or Other Mortgage Brokers) MoneyPlex’s Large **Mortgage Lender Network**  And **Borrowing Strategies**  Could Save You Tens Of Thousands\*  In Interest And Fees On Your Home, Personal, and Business Loans, So You Can Improve Your Future Wealth And Your Family’s Lifestyle Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment ![feature-icon1](https://moneyplex.au/hs-fs/hubfs/feature-icon1.png?width=73&height=73&name=feature-icon1.png) #### Access To A Large Panel Of Lenders To ensure you get a wide range of options to secure the right loan ![feature-icon2](https://moneyplex.au/hs-fs/hubfs/feature-icon2.png?width=73&height=73&name=feature-icon2.png) #### Finance Options Not Available To Other Brokers Including private lenders who specialise in funding start-ups and self-employed entrepreneurs ![feature-icon3](https://moneyplex.au/hs-fs/hubfs/feature-icon3.png?width=73&height=73&name=feature-icon3.png) #### We Can Often Help If The Bank Said “No” We’re specialists in challenging lending situations including inconsistent cashflow ![feature-icon4](https://moneyplex.au/hs-fs/hubfs/feature-icon4.png?width=73&height=73&name=feature-icon4.png) #### Outstanding Service For Our Clients Is Our Absolute Goal Find out why our clients keep coming back ## Want A Quicker, Easier Way to Find A Loan That Suits Your Business And Your Family? Like many self-employed entrepreneurs juggling the pressures of work and family, are you: ### Looking For More Flexible Finance Options… That allow you to have the home, cars, and lifestyle your family deserves, even though your income may fluctuate throughout the year? ### Nervous About Being Declined… And want guidance to maximise your chances of approval (without risking your current assets or damaging your credit rating)? ### Worried About Making Costly Mistakes… And wish you had a trusted advisor to give you “insider” tips and advice that could save you thousands\* of dollars in interest and fees, and give you access to more capital to enhance your business and your lifestyle? ### Unsure About Your Current Bank or Broker… And wish you had a trusted advisor to give you “insider” tips and advice that could save you thousands\* of dollars in interest and fees, and give you access to more capital to enhance your business and your lifestyle? Many self-employed professionals with families have similar concerns. That’s why we’ve developed a Lending Strategy Session to **answer your questions**  and help you get the most ideal loan. Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment ![1A](https://moneyplex.au/hubfs/1A.jpg "1A") ![1B](https://moneyplex.au/hubfs/1B.jpg "1B") ![2Ab](https://moneyplex.au/hubfs/2Ab.jpg "2Ab") ![2Bb](https://moneyplex.au/hubfs/2Bb.jpg "2Bb") ## How We Help You Get A Great Home Loan ### With Our Unique Strategies And Network Of Lenders As experienced Mortgage Brokers for many years, our team, which includes Accountants and Bookkeepers, has helped hundreds of self-employed families with their finance. ### We’ve Got A Unique Network Of Finance Options **Unlike banks** that provide generic loans to customers who meet their specific criteria, our network of **traditional and private lenders** customises loans for people with diverse circumstances, including those who have fluctuating income and may even have been declined by banks. ### This Means We Serve You Better **And in contrast to brand-name mortgage brokers** who are often restricted to or influenced by brand-approved banks, **our network of lenders** gives **you favourable service** no matter your circumstances. Then, when we get you the right loan, we **review your whole situation each year ** to make sure you’re always getting the most ideal loan for your situation. Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) Book An Appointment What Other Clients Say The MoneyPlex team is particularly experienced in helping self-employed families secure their property and asset finance. Here’s what some of our recent borrowers say about their experience with MoneyPlex: ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I have no hesitation in recommending Moneyplex for anyone needing a brokerage service". Simon M Wollongong, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "I would absolutely recommend MoneyPlex for your mortgage needs and will certainly be using them again.". Craig M Point Cook, Victoria ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "All in all a professional and personal service that removed stress and ensured we got the best possible outcome." James S Woonona, New South Wales ![quote](https://moneyplex.au/hs-fs/hubfs/quote.png?width=88&height=93&name=quote.png) "Peter and Glenn, from Moneyplex, go the extra mile to ensure a terrific result, particularly in difficult loan situations.  I can highly recommend them to anyone seeking property or development finance". Alastair B Sydney, New South Wales Book An Appointment # Why Do Self-Employed Families Choose MoneyPlex For Their Lending Requirements? Finding the right loan can **save you thousands**\* in interest  and accelerate your journey towards home ownership and financial freedom. However, the wrong loan can lock you into needlessly overpaying for years. Here are just some of the things we do differently to banks and brokers to help you get the right loan: ![icon](https://moneyplex.au/hs-fs/hubfs/icon.png?width=70&height=98&name=icon.png) ### Our Unique Network Of Lenders Gives You A Better Result Our vast network of traditional and private lenders specialises in helping professionals and tradespeople whose circumstances are out of the ordinary. ![icon2](https://moneyplex.au/hs-fs/hubfs/icon2.png?width=71&height=82&name=icon2.png) ### Specialised Advice For Busy Professionals & Tradespeople There are no off-the-shelf loan products here. We take time to understand your situation and find the perfect loan for you. ![icon3](https://moneyplex.au/hs-fs/hubfs/icon3.png?width=79&height=82&name=icon3.png) ### Decades Of Experience Our team has more than 30 years of collective experience helping self-employed families secure and optimise their finances. ![icon4](https://moneyplex.au/hs-fs/hubfs/icon4.png?width=70&height=75&name=icon4.png) ### We’re Specialists In Unique Borrowing Situations We have special experience (and success) helping self-employed entrepreneurs whose personal or professional circumstances prevent them from meeting “regular” lending criteria. ![icon5](https://moneyplex.au/hs-fs/hubfs/icon5.png?width=70&height=85&name=icon5.png) ### Our Processes And Support Make It Easy We save you hours of legwork, present you the most ideal option, and carry out a thorough review every year to ensure you’ve always got a great deal. ![icon6](https://moneyplex.au/hs-fs/hubfs/icon6.png?width=73&height=84&name=icon6.png) ### Get Our Best Ideas Customised To Your Situation Whether you’re looking for a new loan, wondering if your current loan is the most ideal, or just planning for the future, get in touch for a Lending Strategy Session where we will share our best ideas customised to your situation. Book a Lending Strategy Session now. # How It All Works ### ONE: Lending Strategy Session to get to know you and your needs (and you get to know us) ### TWO: We research your loan options from our network of traditional and private lenders ### THREE: We present you with a shortlist of potential loans with our expert recommendation ### FOUR: We carry out a thorough Optimisation Review every year to make sure you’ve always got the most ideal loan(s) Book An Appointment Want some of our best strategies? ![Download Our Finance Approval Guide (Free Of Charge)](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242250455/interactive-231507537609.png) # Your Next Step ### To Getting The Most Ideal Loan For Your Business And Family The first no-obligation step in our 4-step process is a Lending Strategy Session. Here’s what you can expect: - You’ll **get a crystal-clear picture**  of how you stand in relation to getting a loan (borrowing capacity, interest rate, fees, and conditions) - You’ll **discover common mistakes** that cost people hours of needless research, thousands in overpaid interest and fees, and damage to their credit rating (and how to avoid these costly missteps - You’ll **identify obstacles** that may hinder you from getting the loan you want (and what you can do to maximise your chances for approval) - You’ll explore ways we can help you get the most ideal loans (no matter your circumstances) Please be assured this will not be a thinly disguised sales presentation. Instead, you will receive **personalised advice relevant to your specific situation.** Naturally, you can try to implement ideas yourself. Or, like our hundreds of happy clients, you can relax and let us do it for you. There’s absolutely nothing to lose. So, we look forward to meeting you for your no-obligation consultation. Book An Appointment [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au?hsLang=en-au) Call:1300 648 147 - [Home](https://moneyplex.au?hsLang=en-au) - [About MoneyPlex](https://moneyplex.au/about?hsLang=en-au) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session?hsLang=en-au) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns?hsLang=en-au) - [Contact Us](https://moneyplex.au/contact-us-1?hsLang=en-au) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. 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