--- title: Could US tariffs be good news for Aussie home owners? description: Could US tariffs be good news for Aussie home owners? image: https://moneyplex.au/hubfs/Imported_Blog_Media/Blog-1100x733-tariffs-cut-2025.jpg --- [Skip to content](https://moneyplex.au/moneyplex-blog/could-us-tariffs-be-good-news-for-aussie-home-owners#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople) - [Small Business Owners](https://moneyplex.au/small-business-owners) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals) - What We Do - [Mortgages](https://moneyplex.au/mortgages) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending) - [Personal Loans](https://moneyplex.au/personal-loans) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners) - [About](https://moneyplex.au/about) - [Blog](https://moneyplex.au/moneyplex-blog) - [Contact Us](https://moneyplex.au/contact-us-1) - [Contact Us](https://moneyplex.au/contact-us-1) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople) - [Small Business Owners](https://moneyplex.au/small-business-owners) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals) - What We Do - [Mortgages](https://moneyplex.au/mortgages) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending) - [Personal Loans](https://moneyplex.au/personal-loans) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners) - [About](https://moneyplex.au/about) - [Blog](https://moneyplex.au/moneyplex-blog) - [Contact Us](https://moneyplex.au/contact-us-1) - [Contact Us](https://moneyplex.au/contact-us-1) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) [![logo-4](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=336&height=61&name=logo-4.png)Homepage](https://moneyplex.au) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople) - [Small Business Owners](https://moneyplex.au/small-business-owners) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals) - What We Do - [Mortgages](https://moneyplex.au/mortgages) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending) - [Personal Loans](https://moneyplex.au/personal-loans) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners) - [About](https://moneyplex.au/about) - [Blog](https://moneyplex.au/moneyplex-blog) - [Contact Us](https://moneyplex.au/contact-us-1) - [Contact Us](https://moneyplex.au/contact-us-1) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople) - [Small Business Owners](https://moneyplex.au/small-business-owners) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators) - [First Home Buyers](https://moneyplex.au/first-home-buyers) - [Medical Professionals](https://moneyplex.au/medical-professionals) - What We Do - [Mortgages](https://moneyplex.au/mortgages) - [Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending) - [Personal Loans](https://moneyplex.au/personal-loans) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners) - [About](https://moneyplex.au/about) - [Blog](https://moneyplex.au/moneyplex-blog) - [Contact Us](https://moneyplex.au/contact-us-1) - [Contact Us](https://moneyplex.au/contact-us-1) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) ![](https://moneyplex.au/hs-fs/hubfs/Imported_Blog_Media/Blog-1100x733-tariffs-cut-2025.jpg?width=1100&height=733&name=Blog-1100x733-tariffs-cut-2025.jpg) Uncategorized # Could US tariffs be good news for Aussie home owners? ![99ContentEditor](https://7528315.fs1.hubspotusercontent-na1.net/hub/7528315/hubfs/raw_assets/public/mV0_d-cms-elevate-theme_hubspot/elevate/images/avatar-placeholder.jpg?width=48&height=48&name=avatar-placeholder.jpg) 99ContentEditor April 24, 2025 **Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.** US trade policies have hit media headlines this month following Donald Trump’s controversial tariff announcements on 2 April. The flow of tariff announcements coming out of the US has rattled share markets globally, driven by [uncertainty plus fears of an economic slowdown in the US](https://www.commbank.com.au/content/dam/commbank-assets/private-banking/2025-04/april-2025-market-outlook.pdf). However, there may be a silver lining to the tariff cloud for Australian home owners. All four of Australia’s major banks are predicting solid cuts to interest rates – and they could come sooner rather than later. Here’s what the big banks are saying could happen. ### The cash rate could fall to 3.35% NAB believes the Reserve Bank of Australia (RBA) is likely to act quickly, [with a 0.5% rate cut in May](https://business.nab.com.au/nab-monetary-policy-update-10-april-2025/), followed by 0.25% cuts in July, August, November and even February 2026. Over at ANZ, the [forecast is for the RBA to cut the cash rate by 0.25% in May](https://www.anz.com/institutional/insights/articles/2025-04/rba-expected-to-cut-three-times/), followed by 0.25% cuts at its July and August meetings. That could see the cash rate drop to 3.35% by August, down from 4.1% at present. Meanwhile, the experts at [Westpac expect three more 0.25% rate cuts](https://library.westpaciq.com.au/content/dam/public/westpaciq/secure/economics/documents/aus/2025/04/WestpacMarketOutlookApril2025.pdf) this year. And the CommBank view is that the RBA will likely [cut rates by 0.75% in total](https://www.commbank.com.au/content/dam/commbank-assets/private-banking/2025-04/april-2025-market-outlook.pdf) by year’s end, adding that “[a rate cut in May is a done deal](https://www.commbankresearch.com.au/apex/researcharticleviewv2?id=a0NDo000000wKkg)” depending on inflation figures. ### No guarantees Given the fast-moving tariff situation, it’s no surprise all four big banks have highlighted that their rate forecasts are not set in stone. And of course, it’s the RBA that calls the shots on the cash rate. On that front, the RBA isn’t giving much away. In its latest (April 15) Board meeting, the RBA kept rates on hold, saying it wanted to wait and see how US trade policies could impact the Aussie economy, job market and its arch-enemy – inflation. We won’t know how inflation is tracking until 30 April when the [latest figures come out](https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia/dec-quarter-2024) – about a fortnight before the RBA meets again on 19-20 May. Long story short, it’s a case of ‘watch this space’ – for a few weeks at least. ### Building costs could rise A downside of US tariffs is a possible impact on new home building costs. If Australia ends up facing higher prices for materials used in construction, we could see [price increases for new home builds and renovations](https://www.realestate.com.au/news/tug-of-war-how-the-trump-tariffs-could-sting-aussie-housing/). So it’s worth speaking to us about your borrowing power if you’re planning a big construction project in the near future. ### Could you make a rate cut of your own? If the major banks are right, we could see rates start to fall as soon as next month. But home owners may be able to enjoy a rate cut of their own even earlier. Plenty of lenders are [offering home loan rates that start with a 5](https://cdn.mozo.com.au/roundup/mozo-banking-roundup-202503-ab6ft7e.pdf). That provides lots of potential for you to save by switching to a new loan. It could also be an opportunity to enjoy improved loan features. Contact us today to see how your home loan shapes up. **Disclaimer:** The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent. ## Share this post [mailto:https%3A%2F%2Fmoneyplex.au%2Fmoneyplex-blog%2Fcould-us-tariffs-be-good-news-for-aussie-home-owners](mailto:https%3A%2F%2Fmoneyplex.au%2Fmoneyplex-blog%2Fcould-us-tariffs-be-good-news-for-aussie-home-owners) ## Keep reading ### [![](https://moneyplex.au/hs-fs/hubfs/Blog%201100x733%20refinancing%20July%202026.jpg?width=1100&height=733&name=Blog%201100x733%20refinancing%20July%202026.jpg) New financial year, new reasons to review your home loan](https://moneyplex.au/moneyplex-blog/new-financial-year-new-reasons-to-review-your-home-loan) ### [![](https://moneyplex.au/hs-fs/hubfs/Blog%201100x733%20market%20budget%202026.jpg?width=1100&height=733&name=Blog%201100x733%20market%20budget%202026.jpg) How the property market is shaping up in your area post budget night](https://moneyplex.au/moneyplex-blog/how-the-property-market-is-shaping-up-in-your-area-post-budget-night) [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au) Call:1300 648 147 - [Home](https://moneyplex.au) - [About MoneyPlex](https://moneyplex.au/about) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns) - [Contact Us](https://moneyplex.au/contact-us-1) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. You may not save any money at all. Copyright 2025.  All Rights Reserved.   |   [Privacy Policy](https://moneyplex.au/wp-content/uploads/2022/07/moneyplex-privacy-policy.pdf) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "99ContentEditor", "url" : "https://moneyplex.au/moneyplex-blog/author/99contenteditor" }, "dateModified" : "2025-08-04T06:58:44.386Z", "datePublished" : "2025-04-24T01:05:40.000Z", "headline" : "Could US tariffs be good news for Aussie home owners?", "image" : [ "https://moneyplex.au/hubfs/Imported_Blog_Media/Blog-1100x733-tariffs-cut-2025.jpg" ], "mainEntityOfPage" : { "@id" : "https://moneyplex.au/moneyplex-blog/could-us-tariffs-be-good-news-for-aussie-home-owners", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://moneyplex.au/hubfs/Mnpdrk.png" } } } ```