--- title: Not a housing “crash” – easing growth and plenty of buying opportunities description: House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers. image: https://moneyplex.au/hubfs/Blog%201100x733%20Market%202026.jpg --- [Skip to content](https://moneyplex.au/moneyplex-blog/not-a-housing-crash-easing-growth-and-plenty-of-buying-opportunities#main-content) [![Logo](https://moneyplex.au/hs-fs/hubfs/logo-4.png?width=220&height=40&name=logo-4.png "Logo")](https://moneyplex.au) Call: 1300 648 147 or Book An Appointment - [Get Your Finance Approval Guide](https://moneyplex.au/get-your-finance-approval-guide-1) - Who We Help - [Self-Employed Individuals With Families](https://moneyplex.au/self-employed-individuals-with-families-clone-new) - [Self Employed Professionals & Tradespeople](https://moneyplex.au/self-employed-professionals-and-tradespeople) - [Small Business Owners](https://moneyplex.au/small-business-owners) - [Property Investors And Developers](https://moneyplex.au/property-investors-and-developers) - [Refinancers and Consolidators](https://moneyplex.au/refinancers-and-consolidators) - 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[Business And Asset Finance](https://moneyplex.au/business-and-asset-finance) - [Private Lending](https://moneyplex.au/private-lending) - [Personal Loans](https://moneyplex.au/personal-loans) - [Expert Referral Partners](https://moneyplex.au/expert-referral-partners) - [About](https://moneyplex.au/about) - [Blog](https://moneyplex.au/moneyplex-blog) - [Contact Us](https://moneyplex.au/contact-us-1) - [Contact Us](https://moneyplex.au/contact-us-1) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) ![](https://moneyplex.au/hs-fs/hubfs/Blog%201100x733%20Market%202026.jpg?width=1100&height=733&name=Blog%201100x733%20Market%202026.jpg) # Not a housing “crash” – easing growth and plenty of buying opportunities ![MoneyPlex](https://7528315.fs1.hubspotusercontent-na1.net/hub/7528315/hubfs/raw_assets/public/mV0_d-cms-elevate-theme_hubspot/elevate/images/avatar-placeholder.jpg?width=48&height=48&name=avatar-placeholder.jpg) MoneyPlex June 3, 2026 **House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.** Recent home price data from Cotality may be just what homebuyers have been waiting for. The latest figures show [zero (0%) increase in home prices nationally in May](https://www.cotality.com/au/insights/articles/national-values-flatline-in-may-as-housing-markets-face-stronger-headwinds) – quite a change from the past 12 months when the trend has largely been upwards. But the national picture doesn’t tell the full story, and the numbers certainly don’t indicate a market “crash”. Property values fell in Sydney (down 0.9%) and Melbourne (0.8%), with a barely perceptible price dip of 0.2% in the ACT for May. Meanwhile [home prices continued to grow](https://discover.cotality.com/hubfs/Article-Reports/COTALITY%20HVI%20JUNE%202026%20FINAL.pdf) in the other state/territory capitals and across regional markets. Yet there are signs the tide could be turning in buyers’ favour. ### **Why is home price growth slowing?** The property market varies significantly across cities right now, in what Cotality describes as**“**[multi-speed conditions](https://www.cotality.com/au/insights/articles/national-values-flatline-in-may-as-housing-markets-face-stronger-headwinds)“. That said, market momentum is slowing – the result of higher interest rates, the cost of living squeeze, which is impacting consumer sentiment, and the [Federal Budget’s proposed tax reforms](https://budget.gov.au/content/factsheets/download/tax-explainers-negative-gearing-capital-gains-tax.pdf) aimed at creating a more “level playing field” between first homebuyers and investors. While home prices seem to be slowing, [AMP chief economist Dr Shane Oliver says](https://www.amp.com.au/resources/insights-hub/olivers-insights-australian-home-prices-super-cycle-ending) “any forecasts for a property price crash are likely to be wide of the mark”. “A crash would require wide-scale forced selling by homeowners – but without much higher unemployment forcing homeowners to sell this is unlikely as Australians will do whatever they can to keep servicing their mortgage,” Dr Oliver explains. ### **Is the property ‘super-cycle’ over?** You may have seen media reports questioning whether the so-called ‘property super-cycle’ has come to an end. This [super-cycle](https://www.amp.com.au/resources/insights-hub/olivers-insights-australian-home-prices-super-cycle-ending) refers to the strong period of home price growth seen over the last 30 years. But not everyone agrees that the current softer conditions are a sign that the market is heading south. The Commonwealth Bank is still [expecting property price growth](https://www.commbank.com.au/articles/newsroom/2026/05/2026-budget-updated-housing-outlook.html) both this year and next. REA Group (which owns realestate.com.au) suggests only [slightly lower home prices](https://cdn.rea-group.com/wp-content/uploads/2026/05/21163023/realestatecomau-Market-Insight-Effect-of-Budget-Housing-Taxes.pdf) – largely as a result of the tax changes for investors. Cotality points to the shortfall in housing supply, ongoing population growth, and continuing strength in the job market as reasons why we’re [unlikely to see a sharp correction](https://discover.cotality.com/hubfs/Article-Reports/COTALITY%20HVI%20JUNE%202026%20FINAL.pdf). ### **Opportunities for homebuyers** The good news is that there are plenty of buying opportunities right now, and they’re up for grabs no matter whether you’re an upgrader or first home buyer, In Sydney and Melbourne, the advertised supply of homes for sale has risen to above-average levels, providing [more choice and better negotiating power](https://discover.cotality.com/hubfs/Article-Reports/COTALITY%20HVI%20JUNE%202026%20FINAL.pdf) for buyers. [Auction clearance rates are down](https://www.cotality.com/au/press-releases/auction-market-cools-as-preliminary-clearance-rate-hits-six-year-low), and that’s seeing sellers increasingly open to [pre-auction offers.](https://www.allhomes.com.au/news/auction-clearance-rates-australia-2026-1519947) On top of all this, the [expanded 5% Deposit Scheme](https://firsthomebuyers.gov.au/australian-government-5-percent-deposit-scheme) is giving first home buyers a real chance to get into the market with a smaller deposit. With all these shifts in favour of buyers, call us to today to discover the opportunities that may be open to you. **Disclaimer:** The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to your circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent. ## Share this post [mailto:https%3A%2F%2Fmoneyplex.au%2Fmoneyplex-blog%2Fnot-a-housing-crash-easing-growth-and-plenty-of-buying-opportunities](mailto:https%3A%2F%2Fmoneyplex.au%2Fmoneyplex-blog%2Fnot-a-housing-crash-easing-growth-and-plenty-of-buying-opportunities) ## Keep reading ### [![](https://moneyplex.au/hs-fs/hubfs/Blog%201100x733%20refinancing%20July%202026.jpg?width=1100&height=733&name=Blog%201100x733%20refinancing%20July%202026.jpg) New financial year, new reasons to review your home loan](https://moneyplex.au/moneyplex-blog/new-financial-year-new-reasons-to-review-your-home-loan) ### [![](https://moneyplex.au/hs-fs/hubfs/Blog%201100x733%20market%20budget%202026.jpg?width=1100&height=733&name=Blog%201100x733%20market%20budget%202026.jpg) How the property market is shaping up in your area post budget night](https://moneyplex.au/moneyplex-blog/how-the-property-market-is-shaping-up-in-your-area-post-budget-night) [![logo](https://moneyplex.au/hs-fs/hubfs/logo-1.png?width=240&height=44&name=logo-1.png "logo")](https://moneyplex.au) Call:1300 648 147 - [Home](https://moneyplex.au) - [About MoneyPlex](https://moneyplex.au/about) - [Lending Strategy Session](https://moneyplex.au/lending-strategy-session) - [Compliments & Concerns](https://moneyplex.au/compliments-concerns) - [Contact Us](https://moneyplex.au/contact-us-1) MONEYPLEX PTY LTD (ACN: 656 436 627) is a corporate credit representative (Representative Number 541146) of QED CREDIT SERVICES PTY LTD (Australian Credit Licence 387856). \*The amount of money we may be able to save you depends on your personal financial situation. 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